The Canadian Financial Planning Resource Centre

Privacy Policy and Terms of Use

This privacy policy sets out how "The Canadian Financial Planning Resource Centre” (CFPRC) uses and protects any information that you give the CFPRC when you use this website.

The CFPRC is committed to ensuring that your privacy is protected. When we ask you to provide certain information by which you can be identified when using this website, you can be assured that it will only be used in accordance with this privacy statement.

The CFPRC may change this policy from time to time by updating this page. You should check this page from time to time to ensure that you are happy with any changes. This policy is effective from September 19th, 2008.

What we collect is freely given by our members
We may collect the following information:

Name, age, address etc
Contact information including email address but not limited to only an email address
Demographic information such as address , preferences and interests
Other information relevant to customer surveys and/or offers
What we do with the information we gather

We require this information to understand your needs and provide you with a better service, offer advice, guidance to our members and in particular for the following reasons:

We may use the information to improve our products and services.
We may periodically send promotional emails about new products, special offers or other information which we think you may find interesting using the email address which you have provided.
From time to time, we may also use your information to contact you for market research purposes. We may contact you by email, phone, fax or mail. We may use the information to customize the website according to your interests.

How we use cookies
A cookie is a small file which requests permission to be placed on your computer's hard drive. Once you agree, the file is added and the cookie helps analyse web traffic or lets you know when you visit a particular site. Cookies allow web applications to respond to you as an individual. The web application can tailor its operations to your needs, likes and dislikes by gathering and remembering information about your preferences.

We use traffic log cookies to identify which pages are being used. This helps us analyze data about webpage traffic and improve our website in order to tailor it to customer needs. We only use this information for statistical analysis purposes and then the data is removed from the system.

Overall, cookies help us provide you with a better website, by enabling us to monitor which pages you find useful and which you do not. A cookie in no way gives us access to your computer or any information about you, other than the data you choose to share with us.

You can choose to accept or decline cookies. Most web browsers automatically accept cookies, but you can usually modify your browser setting to decline cookies if you prefer. This may prevent you from taking full advantage of the website.

Links to other websites
Our website may contain links to other websites of interest. However, once you have used these links to leave our site, you should note that we do not have any control over that other website. Therefore, we cannot be responsible for the protection and privacy of any information which you provide when visiting such sites and such sites are not governed by this privacy statement. You should exercise caution and look at the privacy statement applicable to the website in question.

Controlling your personal information
If you believe that any information we are holding on you is incorrect or incomplete, please write to or email us as soon as possible to updatemyinformation@CFPRC.ca indicating your User Name on the subject line and information to be updated. We will promptly correct any information found to be incorrect

The CFPRC is committed to protecting your personal information. All information that you provide to us is stored on our secure servers. Also if you are using a computer that others have access to such as one in a computer lab, internet café or public library, always remember to log out and close your browser window when leaving our site.

At any time, you can contact us to delete your information from our database and all communication to you will cease. If you want us to delete your information from our database, you should contact us at membershipcancellation@CFPRC.ca indicating your User Name in the subject line.

TERMS AND CONDITIONS

Express Consent: By providing my telephone number and/or email address, I consent to the Canadian Financial Planning Resource Centre and/or affiliated financial advisors of the CFPRC to contact me for marketing purposes.

Limitation on liability and damages
IN NO EVENT WILL THE CANADIAN FINANCIAL PLANNING RESOURCE CENTRE BE LIABLE TO ANY PARTY FOR ANY DIRECT, INDIRECT, SPECIAL, PUNITIVE, INCIDENTAL OR CONSEQUENTIAL DAMAGES, INCLUDING, WITHOUT LIMITATION, ANY LOST PROFITS, BUSINESS INTERRUPTIONS, LOSS OF PROGRAMS OR DATA ON YOUR EQUIPMENT, OR OTHERWISE, EVEN IF WE OR ANY OF OUR REPRESENTATIVES OR AFILIATES ARE EXPRESSLY ADVISED OF THE POSSIBILITY OR LIKELIHOOD OF SUCH DAMAGES, ARISING OUT OF OR RELATED TO ANY USE OF OR INABILITY TO USE THIS SITE, OR ANY OTHER LINKED WEB SITE, INCLUDING, WITHOUT LIMITATION, USE OF OR RELIANCE ON INFORMATION, INTERRUPTIONS, ERRORS, DEFECTS, MISTAKES, OMISSIONS, DELETION OF FILES, DISABLING DEVICES, DELAYS IN OPERATION OR TRANSMISSION, NONDELIVERY OF INFORMATION, THEFT, UNAUTHORIZED ACCESS, DISCLOSURES OF COMMUNICATIONS, OR ANY FAILURE OF PERFORMANCE. Some jurisdictions do not allow limitation or exclusion of certain liabilities or damages in which event in such jurisdiction the foregoing shall apply to the maximum extent allowed by law. You are responsible for the entire cost of all servicing, repair or correction of your property or operations, including without limitation your computer, network, software or any device, required as a result of or related to using the Canadian Financial Planning Resource Centre website. In no event shall the Canadian Financial Planning Resource Centre's total liability to you for damages, losses and causes of action of any kind - whether in contract, tort (including, but not limited to, negligence), strict liability or otherwise - exceed the amount paid by you, if any, for accessing this site.

Certain portions of the Canadian Financial Planning Resource Centre’s (CFPRC) web site (i.e. newsletters, articles, commentaries, etc.) may contain a discussion of, and/or provide access to, CFPRC’s (and those of other investment and non-investment professionals) positions and/or recommendations as of a specific prior date. Due to various factors, including changing market conditions, such discussion may no longer be reflective of current position(s) and/or recommendation(s). Moreover, no member or prospective member should assume that any such discussion serves as the receipt of, or a substitute for, personalized advice from CFPRC, or from any other investment professional affiliated with CFPRC. The CFPRC is not an attorney, accountant nor financial advisor, and no portion of the web site content should be interpreted as financial planning, accounting or tax advice.

Trade Marks and Logos
Unauthorized use of the Canadian Financial Planning Resource Centre (CFPRC) logos and/or name, trade names or trade-marks or trade names is prohibited. All information at this site is protected under the copyright laws of Canada and in other countries. In addition, certain information may be copyrighted by others. Unless otherwise specified, no one has permission to copy, redistribute, reproduce or republish in any form, any information found at this Website. If you wish to incorporate the CFPRC name or trade names, or our product names within another site, please contact us for express permission.

Copyright
The copyright on all material provided on the Canadian Financial Planning Resource Centre (CFPRC) website is held by CFPRC or by the original creator of the material. Except as stated herein, none of the material may be copied, reproduced, distributed, republished, downloaded, displayed, posted or transmitted in any form or by any means, including, but not limited to, electronic, mechanical, photocopying, recording, or otherwise, without the prior written permission of the CFPRC or the copyright owner. Permission is granted to display, copy, distribute and download the materials on this Site for personal, non-commercial use only; provided you do not modify the materials and that you retain all copyright and other proprietary notices contained in the materials. You also may not, without permission from the CFPRC "mirror" any material contained on this Site on any other server. This permission terminates automatically if you breach any of these terms or conditions. Upon termination, you must immediately destroy any downloaded and printed materials. Any unauthorized use of any material contained on this site may violate copyright laws, trademark laws, the laws of privacy and publicity, and communications regulations and statutes.

Suspension and Termination of Membership
We reserve the right to terminate or suspend any aspect of your membership without notice to you should you commit any breach of the Terms and Conditions or in our reasonable discretion we believe it is your intention to commit a breach of the Terms and Conditions or we believe you are acting in a way which is contrary to the spirit of the Canadian Financial Planning Resource Centre. For the avoidance of doubt such termination or suspension shall include without limitation your right to use our website or any of its contents.

We reserve the right to terminate your membership on notice to you at any time in our absolute discretion without giving any reason.